According to the data, the average interest rate in April decreased two basis points to 0.82% for new mortgages to individuals, resuming the downward trend of recent months.
In the month, the volume of new loans for housing, consumer and other purposes totalled €1.22 billion, €387 million and €174 million, respectively.
The average interest rate on loans for consumption and other purposes rose to 6.51% (6.45% in March) and 3.94% (2.99% in March), respectively.
Interest rates on new loans to non-financial companies rose by three basis points to 1.99%.
By segment, the interest rate on operations below 1 million euros increased five basis points to 2.30%, and the rate on operations above 1 million euros decreased by five b.p. to 1.55%.
The average interest rate on new deposits from non-financial companies, up to one year, was 0.04%, down two b.p. from March.
The report also reveals that the average interest rate remained at 0.05% for new deposits of up to one year from individuals.